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Welcome to OnlineLoanPro.com, owned and operated by OnlineLoanPro.com. We offer loan referral services (as described below) and associated content through our website(s) located at OnlineLoanPro.com (referred to as the “Site”) as well as through our mobile applications and related technologies (“Mobile Apps”, collectively referred to as the “Service”). This includes any updated or new features, functionality, and technology.
All access and use of the Service is governed by the terms and conditions outlined in these Terms and Conditions of Use (referred to as the “Terms”), which may be amended from time to time. By accessing, browsing, or otherwise utilizing the Site, Mobile Apps, or any other aspect of the Service, you acknowledge that you have read, comprehended, and agreed to be bound by these Terms.
If you do not agree to the terms and conditions of these Terms, you are advised not to access, browse, or otherwise use the Service.
PLEASE READ THESE TERMS & CONDITIONS OF USE THOUGHTFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER SIGNIFICANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS.
THE AGREEMENT TO ARBITRATE REQUIRES, WITH LIMITED EXCEPTION, THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION. FURTHER: (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST US ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING; (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF, INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF, ON AN INDIVIDUAL BASIS; AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.
Our loan referral service (referred to as the “Service”) connects consumers with potential lenders who are part of our network (referred to as the “Lender Partners”).
To utilize the Service, you must complete an online request form (referred to as a “Request Form”), which asks for personal information, including your name, address, telephone number, email address, Social Security number, bank account information, and employment details.
We encourage you to review our Privacy Policy. The terms outlined in the Privacy Policy are integrated into and constitute a part of these Terms of Use.
OnlineLoanPro.com is not a lender and does not engage in loan origination or credit decisions.
OnlineLoanPro.com cannot guarantee that any Lender Partner will extend a loan offer to you, nor can it guarantee specific terms and conditions associated with any loan offer.
Furthermore, OnlineLoanPro.com cannot ensure that the rates, fees, product availability, or any other loan terms presented by Lender Partners through our Service are the most advantageous in the market.
Upon submitting a Request Form, OnlineLoanPro.com shares your information with our Lender Partners. By submitting a Request Form, you acknowledge and agree that you are requesting loan offers from our Lender Partners.
You also consent to OnlineLoanPro.com and the Lender Partners contacting you through various means, including email, telephone, SMS, and direct mail, for the purpose of processing your Request Form or providing information about potential offers, both now and in the future.
Lender Partners who receive your Request Form will assess your information in real time to determine if it aligns with their underwriting criteria. They may also use the information from your Request Form to conduct a credit check.
This check can be a formal credit inquiry, which leaves a record on your credit report and may impact your credit score (referred to as a “Hard Check”), or it may be an informal inquiry that does not affect your credit (referred to as a “Soft Check”).
These credit assessments may be carried out through TransUnion, Equifax, or Experian (collectively known as the “Big Three”), or they may be performed by alternative credit reporting agencies or data aggregators such as Microbilt, Teletrack, DP Bureau, or DataX that monitor consumer transactions with financial institutions.
By submitting your Request Form, you consent to Lender Partners reviewing, verifying, and researching your information in this manner.
If a Lender Partner determines that your Request Form meets its underwriting criteria, your browser will be redirected to the lender’s website.
You acknowledge and agree that, once redirected, OnlineLoanPro.com is no longer involved in the loan registration or decision-making process. Your interactions with the lender are subject to the lender’s privacy policy, terms of use, and other policies or terms enforced by that lender.
By submitting your Request Form, you consent to receiving notifications, disclosures, and other documents and communications from both OnlineLoanPro.com and our Lender Partners.
If connected with a Lender Partner, you may be required to electronically execute a loan contract. This electronic loan contract holds the same legal weight as a paper-based contract, and your electronic signature is as valid as a physical signature on a paper contract.
The lender may also require your consent to receive all notifications regarding your loan electronically. These electronic communications may include attempts to collect a debt.
Additionally, the lender may necessitate your access to loan-related documents, including your loan contract. By submitting your Request Form, you agree to this method of access.
The lender may provide an option to withdraw your consent for electronic disclosures.
For more information on this process, please contact the lender with whom you were connected. Please note, however, that refusing electronic disclosures may impact your eligibility to receive a loan from a Lender Partner.
You affirm that the information you provide to OnlineLoanPro.com, and subsequently to the Lender Partners through your Request Form, is accurate and truthful.
If the information in your Request Form is found to be inaccurate or misleading, OnlineLoanPro.com reserves the right to deny, suspend, or terminate your use of the Service.
OnlineLoanPro.com reserves the right to alter any information, features, or functions of the Service without prior notice.
OnlineLoanPro.com may deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that OnlineLoanPro.com, in its sole discretion, deems to be in violation of these Terms, the rights of OnlineLoanPro.com or any third party, or is otherwise deemed inappropriate.
OnlineLoanPro.com is not liable for any errors or delays in providing the Service caused by errors in the Request Form information provided by you or by technical problems beyond its reasonable control.
THE WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED “AS IS.”
OnlineLoanPro.com EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.
OnlineLoanPro.com MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THE WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT. USE OF THE WEBSITE OR THE SERVICE IS AT YOUR OWN RISK.
OnlineLoanPro.com, THE LENDER PARTNERS, ADVERTISERS, OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE WEBSITE OR THE SERVICE, WITH THE DELAY OR INABILITY TO USE THE WEBSITE, FOR ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER RESULTING IN WHOLE OR IN PART FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF OnlineLoanPro.com OR THE LENDER PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
OnlineLoanPro.com DOES NOT ENDORSE OR RECOMMEND THE PRODUCTS OF ANY PARTICULAR LENDER.
OnlineLoanPro.com IS NOT AN AGENT OF YOU OR ANY PARTICIPATING LENDER.
OnlineLoanPro.com IS NOT INVOLVED WITH THE LENDER’S USE OR REVIEW OF YOUR REQUEST FORM INFORMATION OR IN MAKING A DETERMINATION ABOUT WHETHER YOU MEET A PARTICULAR LENDER’S UNDERWRITING CRITERIA.
THE LENDER IS SOLELY RESPONSIBLE FOR ITS SERVICES TO YOU, AND YOU AGREE THAT OnlineLoanPro.com WILL NOT BE LIABLE FOR ANY DAMAGES OR COSTS OF ANY TYPE ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE SERVICE.
YOU UNDERSTAND THAT LENDER PARTNERS MAY KEEP YOUR REQUEST FORM INFORMATION, WHETHER OR NOT YOU ARE QUALIFIED FOR A LOAN WITH THEM.
SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU.
IN SUCH STATES, THE RESPECTIVE LIABILITY OF OnlineLoanPro.com, THE LENDER PARTNERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
As a condition of using the Website or the Services, you agree to indemnify OnlineLoanPro.com and the Lender Partners from and against any and all liabilities, expenses, including attorney’s fees, and damages arising out of claims resulting from your use of the Website, including any claims alleging facts that, if true, would constitute a breach by you of these Terms.
The Website may contain links to other websites operated by Lender Partners or other third parties.
These links are provided for your convenience and reference only. OnlineLoanPro.com does not operate or control in any respect any information, software, products, or services available on such third-party sites.
OnlineLoanPro.com’s inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.
This Dispute Resolution by Binding Arbitration section is referred to in these Terms as the “Arbitration Agreement.”
You agree that any and all disputes or claims that have arisen or may arise between you and OnlineLoanPro.com, whether arising out of or relating to these Terms, including any alleged breach thereof, the Service, any advertising, or any aspect of the relationship or transactions between us, will be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court if your claims qualify.
Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf.
You agree that, by entering into these Terms, you and OnlineLoanPro.com are each waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a neutral arbitrator, not a judge or jury.
The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.
YOU AND OnlineLoanPro.com AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING.
UNLESS BOTH YOU AND OnlineLoanPro.com AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING.
ALSO, THE ARBITRATOR MAY AWARD RELIEF, INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF, ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S), EXCEPT THAT YOU MAY PURSUE A CLAIM FOR AND THE ARBITRATOR MAY AWARD PUBLIC INJUNCTIVE RELIEF UNDER APPLICABLE LAW TO THE EXTENT REQUIRED FOR THE ENFORCEABILITY OF THIS PROVISION.
We are committed to resolving disputes amicably and efficiently. Most customer concerns can be addressed promptly and to your satisfaction by contacting our customer support at:
info@OnlineLoanPro.com
If these efforts do not yield a resolution, both parties agree that the party wishing to initiate arbitration must first send a written Notice of Dispute (“Notice”) to the other party by certified mail.
The Notice to OnlineLoanPro.com should be directed to:
OnlineLoanPro.com
3027 Austin Bluffs Pkwy
Colorado Springs, CO 80918
United States
The Notice must:
If the claim is not resolved within sixty (60) calendar days after receiving the Notice, either party may initiate arbitration.
Throughout the arbitration process, any settlement offers made by OnlineLoanPro.com or you will not be disclosed to the arbitrator until after a determination regarding the amount, if any, to which you or OnlineLoanPro.com are entitled.
Unless both parties agree in writing to use a different arbitration body and/or adhere to different arbitration rules, any arbitration between you and OnlineLoanPro.com will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA Consumer Arbitration Rules, collectively referred to as the “AAA Rules,” with any modifications outlined in this Arbitration Agreement.
For detailed information regarding the AAA and its rules and consumer dispute fees, please refer to the American Arbitration Association.
In the event of any inconsistency between a term in the AAA Rules and a term in this Arbitration Agreement, the provisions of this Arbitration Agreement will prevail unless the arbitrator determines that applying the inconsistent terms would not result in a fundamentally fair arbitration.
The arbitrator is also obliged to adhere to the provisions of these Terms as a court would.
All matters are subject to the arbitrator’s decision, including those pertaining to the scope, enforceability, and arbitrability of this Arbitration Agreement.
Although arbitration proceedings are generally more straightforward and streamlined compared to trials and other legal proceedings, the arbitrator retains the authority to award the same damages and relief on an individual basis as a court can under these Terms and applicable law.
The arbitrator’s decisions can be enforced in court and may only be overturned by a court under very limited circumstances.
Unless otherwise agreed upon by OnlineLoanPro.com and you, any arbitration hearings will take place in a location reasonably convenient for both parties, taking into consideration their ability to travel and other relevant circumstances. If the parties cannot reach an agreement on a location, AAA or the arbitrator will make the determination.
If your claim amounts to $10,000 or less, OnlineLoanPro.com agrees that you may choose to conduct the arbitration solely based on documents submitted to the arbitrator, via a telephonic hearing, or through an in-person hearing as established by the AAA Rules.
For claims exceeding $10,000, the right to a hearing will be determined by the AAA Rules.
Irrespective of the manner in which the arbitration is conducted, the arbitrator will issue a reasoned written decision that sufficiently explains the essential findings and conclusions upon which the award is based.
All filing, administration, and arbitrator fees, collectively referred to as the “Arbitration Fees,” will be governed by the AAA Rules unless otherwise specified in this Arbitration Agreement or a separate agreement between the parties.
If the relief sought is valued at $75,000 or less, upon your request, OnlineLoanPro.com will cover all Arbitration Fees.
If the relief sought exceeds $75,000 and you can demonstrate to the arbitrator that you are economically unable to cover your share of the Arbitration Fees, or if for any reason the arbitrator determines that you should not be obligated to pay your share of the Arbitration Fees, OnlineLoanPro.com will assume responsibility for your portion of such fees.
If you can demonstrate to the arbitrator that the costs of arbitration would be prohibitively high in comparison to litigation costs, OnlineLoanPro.com will cover as much of the Arbitration Fees as the arbitrator deems necessary to prevent the arbitration from becoming cost-prohibitive.
Any payment of attorneys’ fees will be subject to the AAA Rules.
All aspects of the arbitration proceedings, as well as any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties involved.
If a court or the arbitrator determines that any term or provision of this Arbitration Agreement, except for the subsection titled “Prohibition of Class and Representative Actions and Non-Individualized Relief,” is invalid or unenforceable, both parties agree to replace it with a term or provision that is valid and enforceable and that best aligns with the original intention of the invalid or unenforceable term or provision.
This Arbitration Agreement will then be enforced as modified.
If a court or the arbitrator finds any of the provisions in the subsection titled “Prohibition of Class and Representative Actions and Non-Individualized Relief” to be invalid or unenforceable, the entire Arbitration Agreement will be void unless these provisions are deemed invalid or unenforceable solely with respect to claims for public injunctive relief.
The rest of these Terms will remain in effect.
Despite any provision in these Terms to the contrary, OnlineLoanPro.com agrees that if it makes any future changes to this Arbitration Agreement, except changes to the Notice Address, while you are a user of the Service, you may reject any such change by sending written notice to OnlineLoanPro.com within thirty (30) calendar days of the change to the Notice Address provided above.
By rejecting any future change, you agree to arbitrate any dispute between us in accordance with the language of this Arbitration Agreement as of the date you initially accepted these Terms or accepted any subsequent changes to these Terms.
Please review our privacy policy at Privacy Policy (“Privacy Policy”). The terms outlined in the Privacy Policy are integrated into and considered a part of these Terms of Use.
Please carefully read this information. To provide you with a service, you may be required to use and accept electronic signatures, records, and disclosures. By accepting this E-Consent Notice, OnlineLoanPro.com may engage with you electronically, including sending electronic notices related to your interactions and transactions.
By accepting this E-Consent Notice, you are also consenting to enter into binding legal obligations via electronic signatures, which hold the same validity and binding power as signatures on paper.
By providing a mobile phone number, you are opting in to receive communications via SMS from OnlineLoanPro.com and our Lender Partners.
These communications may encompass a follow-up SMS message containing a link to your completed loan Request Form, payment reminders from Lender Partners, and future offers.
For additional support: info@OnlineLoanPro.com
Message and Data Rates May Apply.
Under no circumstances will OnlineLoanPro.com be held responsible for any fees that your wireless carrier or other third parties may charge you for the use of this service.
Messages may experience delays or failures
Online Loan Pro provides the pre-approval process for multiple lenders. The information you provide on this website and to our advisors is solely used to suggest suitable financial institutions from our network based on your individual needs and credit profile. We will refrain from sending you any promotional or marketing materials. Please be aware that submitting your documents does not guarantee approval; however, qualified lenders will review your paperwork during the approval process. There is no charge or additional fee for this service. Please note that we will share information about financial institutions within our business network so that you can directly engage with lenders, as we do not act on your behalf in any financial matters or transactions with lenders. By using this website and our services, you agree to our terms, conditions, and policies. Additionally, it’s important to understand that some moneylenders in our network may not offer their services in certain states. We strongly advise you to familiarize yourself with our privacy practices and other disclaimers before utilizing our services.
Address : United States Email : contact@onlineloanpro.com